FAMILY Tersia v Nieuwenhuizen

I am passionate about helping people and the well being of their families by providing them with comprehensive financial planning.

F - Financial Planning
A - Assurance
M - Medical Aid
I - Investments
L - Lifestyle
Y - WHY?

Financial planning is an ongoing process to help you make sensible decisions about money that can help you achieve your goals in life. Financial Planning is not only about buying Life Insurance and Retirement products.

Assurance includes Life Insurance, Severe Illness, Disability, Income Protection and Business Assurance.

Healthcare is so fragile in South Africa and the last thing you need in an emergency is to worry about your medical cover and if it is sufficient to cover you or your FAMILY’s needs. I have 16 years experience of Medical Aid Funds, and will be able to assist you finding the correct medical aid plan that offer you cover for major medical expenses, day to day cover for out of hospital expenses and chronic illness medication.

It is important to establish your individual goals, objectives and risk category when considering investing.

We know that word wide the three biggest factors resulting in premature death, disability and severe illness is Smoking, Eating Habits and Fitness Levels. These three factors are the cause of the four main illnesses namely Cancer, Stroke, Heath Attack and Heart Bypasses.

“The fundamental question is WHY and not HOW!” – Lord Sebastian Coe

To answer this question is simple. We want to enhance and protect the lives of our FAMILY. This is WHY I am a financial advisor. I am passionate in helping people and their FAMILIES by providing them with comprehensive financial planning.

Your last Will and Testament, is one of the most important documents you will ever sign during your lifetime, as it stipulates how you want your assets to be dealt with upon your death. A Will is therefore an essential part of estate planning.