Kisan Vikas Patra Yojna

Full guide about Kisan Vikas Patra Yojna in hindi

Kisan Vikas Patra Yojna has been relaunched by Government of India on 18th November,2014. The Kisan Vikas Patra scheme was originally launched in April, 1988 but was discontinued in 2011. This was a very popular financial product among the lower and middle income group.

To invest or not to invest in Kisan Vikas Patra? (KVP vs Bank Fixed Depostis)

=> The current interest rates on bank fixed deposits for 8 year term are around 8.5% (around 9% for senior citizens). We can soon expect reduction in interest rates by RBI in the coming quarters. Even if RBI reduces interest rates, the expected annual yield on Kisan Vikas patra which is 8.67% is not a great return on investment. (You may like visiting my post on “information on RBI rates.”)
=> Also, investments in KVP are not eligible for any tax benefits under Section 80c. If you really want to invest in a safe investment avenue then you can book a 5 year Bank Fixed deposits and get tax benefits too.
=> KVP does not have tax benefits and Lock-in period is applicable.
=> Consider investing in Public Provident Fund (15 years lock-in will be there) if safety is your priority.
=> You can consider investing in National Savings Certificate (NSC – 5 years) which is available at 8.5% interest rate. Also, it has tax benefits too (under section 80c)

Mudra Bank Loan
Smart City Mission
Krishi Sinchai Yojana
Kaushal Vikas Yojana
DigiLocker Scheme
Stand up India
Beti bachao beti padhao
LPG Subsidy PAHAL Yojana
Kisan Vikas Patra
Pradhan Mantri Yojana hindi
Sarkari Yojana
Pradhan Mantri Yojana hindi
Sarkari Yojana
Pradhan Mantri Jan Dhan Yojana
Swachh Bharat Abhiyan
Make in India
Krishi App
Sarkari
Swachh Bharat
Gramin Vikas
pm yojana
pm india
modi yojana
Saansad Adarsh Gram Yojana
Pradhan Mantri Suraksha Bima Yojana
Pradhan Mantri Jeevan Jyoti Yojana
Atal Pension Yojna (APY)
Pradhan Mantri Yojana india
Pradhan Mantri Yojana 2017
New declared schemes 2017
New declared Yojana 2017
Pradhan Mantri Gram Sadak Yojana
Pradhan Mantri Jan Dhan Yojana
Start Up India Scheme
Atal Pension Yojana
Sukanya Samriddhi Yojana
Pradhan Mantri Jan Dhan Yojana (PMJDY)
Pradhan Mantri Sukanya Samriddhi Yojana (PMSSY)
Sukanya Samridhi Yojana in hindi
Sukanya Samridhi Yojana
Pradhan Mantri MUDRA Yojana (PMMY)
Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)
Pradhan Mantri Suraksha Bima Yojana (PMSBY)
Pradhan Mantri Awas Yojana - Urban (PMAY-U)
Sansad Adarsh Gram Yojana (SAGY)
Pradhan Mantri Fasal Bima Yojana (PMFBY)
Pradhan Mantri Gram Sinchai Yojana (PMGSY)
Pradhan Mantri Garib Kalyan Yojanaye (PMGKY)
Pradhan Mantri Jan Aushadhi Yojana (PMJAY)
Pradhan Mantri Awas Yojana
Pradhan Mantri Awas Yojana in hindi
Nai Manzil Scheme
kaushal Vikas Yojana | Skill India Scheme
Pradhan Mantri Ujjwala Yojana | Free LPG Gas connection scheme
Stand Up India Loan Scheme
Sauni Yojana
Meri Sadak
Pradhan Mantri Gram Sadak Yojana
Pradhan Mantri Yojana 2016
Pradhan Mantri Yojana in hindi
Narendra Modi App
Narendra Modi
Digital India
Pradhan Mantri Jan Dhan Yojana
Swachh Bharat Abhiyan
Make in India
Saansad Adarsh Gram Yojana
Pradhan Mantri Suraksha Bima Yojana
Beti bachao beti padhao
LPG Subsidy PAHAL Yojana
Pradhan Mantri Jeevan Jyoti Yojana
Atal Pension Yojna (APY)
Mudra Bank Loan
UDAAN PROJECT
Smart City Mission
Krishi Sinchai Yojana
Kaushal Vikas Yojana
Soil Health Card Scheme
Skill India
INDRADANUSH
Deen Dayal Upadhyaya Gram Jyoti Yojana
Deen Dayal Upadhyaya Grameen Kaushalya Yojana
Pandit Deendayal Upadhyay Shramev Yojana
Mahatma Gandhi Pravasi Suraksha YojanaMGPSY
Kisan Vikas Patra
BAL SWACHH ABHIYAN
DigiLocker Scheme
Stand up India