About Carletta O. Beckwith CFP, CPA
My business savvy and experience as an entrepreneur, and at one time debt encumbered consumer allows me to understand the needs, challenges, and fears of my business and individual clients.
I provide a personalize approach enriched with deep compassion and non-judgment. My comprehensive taxation, accounting, and financial planning services help meet your financial needs to help you gain clarity, make a plan, and take action. As a CPA and CFP®, I am committed to a lifetime of learning as the regulations for taxation, accounting, and financial planning change frequently, I keep abreast of the latest developments within the industry.
This better equips me to help you save money, build credit, build your business, lower your taxes, and plan for your financial future.
My firm is minority and women owned. There are less than 1% African American Women Financial Advisors in the industry. I am also a little younger than the average aged Financial Advisors which makes me more relatable to my client base. The average age of the professionals within the industry is 65-70.
I am a small boutique firm which means individualized customer service. I am a Fee Only Financial Advisor. This means that I do not get paid a commission and therefore I do not sell financial products. I am compensated based upon a flat fee. This allows me to objectively recommend financial products based upon your best interest and individual financial situation.
I am also a fiduciary. This means that I have the power and obligation to act for another under circumstances which require total trust, good faith and honesty. In simple terms, I must put your best interest above my own personal gain.
I provide services with deep compassion and non-judgement and focus on the behavioral side of money and challenges that might be holding them back from reaching their financial goals and dreams. I incorporate money coaching which examines the behavioral side of money (patterns that play out unconsciously) within all financial planning engagements.
Due to my wealth of experience, I am able to help my clients through “all things financial.”
What is my biggest strength?
My Approach and My Process
I am resourceful and if I do not have the solution, can provide it with thoroughness and speed. I am compassionate and am deeply committed to the success of my clients. My measure of success is when my client succeeds. I am skilled, disciplined, and am an action taker. I build lasting relationships with my clients that span beyond the services I provide.
Why Do I Do What I Do?
I do what I do because I am on a mission to change the financial blueprint of Americans. Saving money, reducing taxes, and planning for your financial future are 3 critical steps to obtaining financial freedom.
Today, many are caught in the matrix of debt. Many are waking up going to work, financing houses, financing cars, financing repairs, and have little or nothing to show for themselves after working 30 and 40 years. We have a retirement crisis and the only way to solve this is to educate and help individuals save and invest for the future.
Otherwise, we will have a nation that will rely heavily on social security to fund retirement. Taxes are one of the biggest deterrents to wealth. I love showing my clients the creative and legal methods to substantially save on taxes and invest the savings to create retirement savings. I equally enjoy helping my clients build a successful business, which is one of the key pillars to wealth.
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