This app is currently designed for U.S.-based business owners new to Capital One and current:
• Spark Business checking and savings customers who have opened an account online
• Capital One 360® Business Savings customers.
Other customers please download and use our Capital One Mobile 5 app including:
• Capital One credit card and Spark Business credit card customers;
• Capital One Bank and Spark Business Checking account customers who opened their account in a branch.
Your security is important to us. We use industry standard practices to protect and maintain the privacy and security of your information online and within our apps.
For support call 844-887-7275.
Mobile Deposits: Mobile check deposit is available only in the U.S. and U.S. Territories.
Mobile Banking: Internet access is needed to use Mobile Banking. Check with your service provider for details on specific fees and charges.
Online Bill Pay: commercial and institutional clients do not intend free Online Bill Payment Service for use with annual sales exceeding $10 million.
If you schedule a bill payment through Capital One's Online Bill Payment Service at least 4 business days before the due date and meet the other requirements of the Online Bill Payment Authorization and Agreement and incur a late fee or penalty fee because the payment does not arrive on time, Capital One will reimburse you (up to $50) for any late fee or penalty you incur and will work with you and the payee to resolve any issues associated with a delayed payment.
Great for Business Accounts. We got tired of being charged for every little "service" with big banks including just keeping our money. Spark has been a great option for us. All online and very good customer service.
The app is easy enough to use with the functions it includes. But the lack of functions is very frustrating. I get zero notification when someone pays an invoice. I can't enter my invoices after I make them from the app I have to login on the computer. 3 days have gone by and still no funds in the account. The customer could have mailed me a check and I'd have the funds by now. I don't see the use in having an account that takes longer and is harder to use.
Capital one team do not want to pay attention to their customer needs. They want your money but not provide a decent technology when they don't have physical locations in all states. Useless waste of time and time to move on to a better business account. The app also wants your geo location when you move money in between your own accounts. It's not like someone is moving to the same persons savings account from overseas and doing fraud. What are you trying to prevent? Learn to be genuine with your customers
*** WARNING. Capital One does not do international wire transfers. Do you do online business? Wire funds to Chinese suppliers or Alibaba? Dont open an account with Capital One if you need to wire funds internationally. This is a great mobile. Only 2nd to Chase Bank in my opinion and based by the review ratings.
Only been using for a few weeks, but it seems pretty good. I've had no issues depositing money.
The best business account, period!!
Good so far! Easy to use.
With there were a few more features. But over all it's a solid app for what it offers.
Great app, works awesome, so far no issues, keep up the good work.
NO FEES ANY TIME.
Saves me so much time. Love it
Great app, easy to use
Works very well
Simple quick and efficient
Easy to set up the account on line.. Easy to link other accounts to move money around. Excellent menu and user interface. Photo check depositing is quick and easy and so far, is also accurate. This checking account may not offer interest, but I love that there are no fees or maximum transactions, either!
Getting an error every time I click deposit check "com.error.volley.android" or something.
Deposits only work sometimes. They haven't been working for the last two weeks. No email support only phone or fax?! No fingerprint support.
Integrates into my workflow seamlessly
Depositing checks on automatic is a breeze. Good job!
Love this app depositing a check takes 1 minute
Easy to use, great bank to partner with.
It works very well!
Best app to oversee business finances.
Best app ever
Mobile Check Deposit is the only thing I need this app to do, and it is impressively broken on Nexus 5x running Android 7.0. After taking a picture, the app kicks me back out to the sign in screen. Cash flow is kind of a big deal for a small business so it might just be time to switch banks.
Consistently crashes during certain tasks. Unacceptable especially because this is a mobile-only account.
I couldn't be happier with Capital One for my small business finances.
Seems bugs are finally worked out.
Super simple in auto mode, very quick.
I love everything so far but I'm having some issues trying to link it to quickbooks.
Its an app for a bank and it works, that's it what do you expect.
It finally works how it should.
I love mobile banking and capital one makes it super easy!
Amazing fast check deposits straight from my mobile device
We need you open in Miami
No problems with this App at all! Very easy to bank :-)
Banking on the fly