IOU - debt manager

IOU - debt manager Free App

Rated 4.36/5 (2,738) —  Free Android application by S. Tubin

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About IOU - debt manager

IOU (I owe you) is a debt manager app for things and money. Save your money by keeping record of all personal debts, credits, bills and loans in this single app. IOU is simple enough to be used on the go by coworkers or roommates with shared expenses, and powerful enough to be a good assistant for freelancers and small businesses.*

★2nd place in finance category of Best App Ever Awards 2013 (http://www.bestappever.com)★

★The only debt manager app that syncs to web (http://ioutool.net), Android, iOS and Windows apps★

Features:
• Borrow/lend things and money
• Payback with partial payments
• Credit payoff date
• Settled debts and payments history
• Cloud sync, share debts
• Custom currencies
• Automatic email reminders
• Totals for debtors
• 3 views: who owes you, who you owe, debtors

Pro features (available with in-app purchase):
• Notifications for overdue debts and payments
• Backup/restore data
• Recurring debts, periodic payments
• Password or fingerprint (Android 6.0+) protection
• Attach a photo to debt
• Manual Email and SMS reminders, customizable templates
• Readable CSV export

For any questions, issues and suggestions please write to sergeytubin@ioutool.net. If you like the app, please support it by rating and leaving a review!

*IOU is not intended and should not be used for storing any sensitive data.

How to Download / Install

Download and install IOU - debt manager version 4.53a on your Android device!
Downloaded 100,000+ times, content rating: Everyone
Android package: tubin.debts, download IOU - debt manager.apk

All Application Badges

Good rating
Free
downl.
Android
4.0.3+
Bug
buster
For everyone
Android app

App History & Updates

What's Changed
Fixes
Version update IOU - debt manager was updated to version 4.53a
Version update IOU - debt manager was updated to version 4.39a
Version update IOU - debt manager was updated to version 4.16a
Version update IOU - debt manager was updated to version 3.37a

What are users saying about IOU - debt manager

U70%
by U####:

This app is very useful and I have been using it for about 4 years now.I run a small buisiness in which I offer credit to some of my repeat clients. This app helps me manage their debts and my own simultaneously. It also allows me to sync that data to a cloud and ultimately other devices -extremely useful if you have to switch phones.

L70%
by L####:

Well I had an debt set up. But it magicly disappeared. Should have used a pen and paper. Stupid app. Please remove from app storr

Y70%
by Y####:

Please add a feature to send email reminders and late payments to multiple addresses.

Y70%
by Y####:

Love this app so far..i just started it...im an artist and buying art from artists w different crafts to sell so thus is great to use for any type of finance and great for small business cause its SIMPLE

I70%
by I####:

It helps keep track of debts owed to me. That's all I need.

F70%
by F####:

Very clean interface. Did wish that sharing a balance was free or ad based version.

S70%
by S####:

Nice app. Would've been nice to backup the details without having to buy the full version

Y70%
by Y####:

Please change the icon.. it is the only downside of this app.... please to it ASAP

Y70%
by Y####:

its nice and simple i already bought a pro version its very nice app i use it daily

Q70%
by Q####:

Please add ability to include comments in email/sms template

F70%
by F####:

Is good!

Y70%
by Y####:

Nice app

Y70%
by Y####:

I want to purchase but when I go to use the purchase bar nothing happens on any device I try it on so not device spacific. Ok contacted developer and all is as it should be no thanks to Google play. Customer service excelante App still getting to know what I can do but pro has helped already.

Y70%
by Y####:

I've spent £7 and got nowhere. The other party can just delete the shared debts, the email for support bounces back, the sms and email just list the amounts and not the description. And much more. Will up rate if helped.

Y70%
by Y####:

I've set this to sync every day and every time i have changes. after restoring my phone, my data from 1 month ago is lost. ????

B70%
by B####:

Nice app but very ugly logo!

Y70%
by Y####:

It's fine, but it has a bug, that the "contacts" shows a different amount compared to what is shown, when you open the contact itself. I can easily reproduce this. The problem is, that the summary number corresponds to the transactions shown in contact, but the contact is missing first transaction (of each type), when you have this view, whereas when you do a summary of what the "i own, they own" subtabs, the numbers sums up to what is shown on the aggregated list of contacts - I lost trust of my contact, because he saw that I am confused as to how much I owe him - he counted on the fact that I will manage this information. This is a serious problem

Y70%
by Y####:

One less star for app icon. Please change the icon, i don't like it... Also a history should be there for previous records. Overall application is very good.

Y70%
by Y####:

It handles most situations where it's needed. Fine app

Y70%
by Y####:

Great app but sometimes it loses info

Y70%
by Y####:

The app is useful, but it has one very annoying problem. The problem existed in the past, then it was fixed, and now it's back. The problem is that every time you close an entry, the app will scroll back to the top of the list. It also scrolls back to the top if you switch between tabs. This makes it frustrating when I'm trying to close multiple entries near the bottom of the list and I have to keep scrolling down after each entry that I close.

Y70%
by Y####:

I really like this app. Only a bit disappointed backing up isn't supported in the free version. Weird the web app is subscription based and not nearly as good as the app.

U70%
by U####:

I bought the pro version. I dont know what to say. I am kind of disappointed that you need to pay more and more and more and more if you want to unlock the features. I think $2.99 a monthis way too much just to be able to export the data.

Y70%
by Y####:

Used to be a great app but now it's really glitchy. Keeps replicating debts so they show two or three of the same dept. Hopefully will be fixed soon as I use this regularly!

O70%
by O####:

Used to be a great app. But now sometimes the contact photos get mixed up, and some debt entries doesn't show up even if the total amount is correct.

G70%
by G####:

Loved your app its what I was looking for, Purchased the pro version right away. Wanna give one suggestion, Is it possible to add debt Description/Note in SMS/Email Template? It will be much helpful.

R70%
by R####:

Something just went terribly wrong when cleaning up my phone, and now all my data is gone. The app also won't restore any of my purchases

Y70%
by Y####:

This app works so well for basic things, but for slightly more advanced features that you'd think would be free, you have to pay.

Y70%
by Y####:

This is the tenth IOU app I've tried. Not one let's you adjust for partial payments? Useless!

K70%
by K####:

Dev does not answer questions. Bad support and full of bugs. Good for basic use.

D70%
by D####:

i bought the pro version through the app on my old phone. when i tried installing iou on my new phone, they are asking me to pay again.

Y70%
by Y####:

Request : Integration with google drive or gmail for backup and restoring data

U70%
by U####:

Thank you so much for free sync and continuing to update app!

G70%
by G####:

Lost all data. Rendered useless.

N70%
by N####:

Awesome wee app, love it and it's versatility..

Y70%
by Y####:

Nice, easy to use way to keep track of who owes what.

Y70%
by Y####:

Nice, works well. Does what it says.

G70%
by G####:

Great app keeps track of things I lend to other people.

Q70%
by Q####:

Helpful to keep track of debts owed to me

Y70%
by Y####:

Nice organized simple neat better than pen & paper!


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Rating Distribution

RATING
4.45
2,738 users

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