FV & PV Calculator

Simple, Easy to use Future Value ( FV ) & Present Value ( PV ) Calculator

- Calculates Future Value
- Calculates Present Value
- Calculates Rate per Period
- Calculates Number of Periods

Future value is the value of an asset at a specific date. It measures the nominal future sum of money that a given sum of money is "worth" at a specified time in the future assuming a certain interest rate, or more generally, rate of return; it is the present value multiplied by the accumulation function.

FV = PV * ( 1 + r )^n,
where FV - future value
PV - present value
r - interest rate per period
n - number of periods

Present Value (PV) - the current worth of a future sum of money or stream of cash flows
given a specified rate of return.In economics, present value, also known as present discounted value, is the value of an expected income stream determined as of the date of valuation.The present value is always less than or equal to the future value because money has interest-earning potential, a characteristic referred to as the time value of money, except during times of negative interest rates, when the present value will be more than the future value.

PV = FV / ( 1+ r)^n

where FV - future value
PV - present value
r - interest rate per period
n - number of periods